Average Cost of Car Insurance

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The Honda CRV: Low Sticker Price, Low Insurance Rates

When you are looking for a vehicle that is safe to drive and that will allow you to have lower insurance rates, you need to consider the Honda CRV. This vehicle is loaded with safety features that help to keep insurance rates affordable. It has been designed to be a safe family vehicle, and it has “Good” ratings from the IIHS and from the U.S. Government. These ratings are just one of the things that will help to keep insurance rates lower than they are for other vehicles. When a vehicle such as the Honda CRV has a good safety rating, it shows insurers that they won’t have much likelihood of having to pay for accident claims.

The Price Is Right

When choosing a new vehicle, price is one of the most important factors. In addition to being affordable to insure, the Honda CRV has a low MSRP. The starting price for this vehicle is just $22,295, and even if you want a fancier model, the price isn’t a whole lot more. This starting price includes all of the standard safety features that insurance companies look for when providing coverage. The average price to insure a Honda CRV is approximately $1,245.

Safety Features

There are many safety features on the Honda CRV that will help to keep your insurance rates down. There is a security system that disables the ignition if anything other than the manufacturer’s key is used. Other safety features of this popular vehicle include:


  • Anti-Lock Brakes
  • Front-Impact Air Bags
  • Side-Impact Air Bags
  • Overhead Air Bags
  • Pretensioners
  • Stability Control

There Is One Drawback to Insuring a Honda CRV

There is one thing that will keep you from getting the lowest insurance rates if you own or are thinking about buying a Honda CRV. This is the fact that Hondas are very popular vehicles, which also makes them very popular vehicles with auto thieves. This vehicle has a high rate of theft, so even though it is an inexpensive vehicle to buy initially, your insurance payments may be more than you expected. Of course, if you have all of the bells and whistles and the latest safety features, it should help to offset that amount.

How to Keep Your Insurance Rates Low

There are a number of things you can do to get lower insurance rates. For instance, you can take a driver’s training course that will teach you defensive driving. You can find out about how to take one of these courses at your local Department of Motor Vehicles. Other ways you can save money on auto insurance for your new Honda CRV include:

  • Install Anti-Theft Devices – The Honda CRV comes with anti-theft devices, but there are others you can install that will help to lower your insurance rates. Window etching is a good example, as well as car alarms.
  • Usage-Based Device – If you don’t drive your vehicle a whole lot, you can opt to have usage-based insurance coverage. You will receive a device that plugs into your vehicle and sends driving data to your insurer. Your mileage will affect your rates.
  • Multi-Vehicle Discounts – If you have more than one vehicle, most insurance companies will offer multi-vehicle policies, which will help to save you money.
  • Annual Policies – The longer the term of your policy, the less it is going to cost you. It will cost less to have annual payments rather than monthly or other terms.
  • Low Mileage – If you drive your vehicle to work every day, it will cost more to insure it. If you are only using it to run errands, your rates will be lower.
  • Multi-Policy Discounts – You can save money by combining auto, home, and life insurance into one bundled policy.
  • Group Discounts – If you belong to certain groups or organizations, you may be entitled to auto insurance discounts. Some of these groups include credit unions, AAA (American Automobile Association), veterans’ and other military organizations, sororities, fraternities, and others.
  • Give Your Teenagers Driver’s Training – Not only should you take a driver’s training course, so should your teenagers. It will give them the skills they need to be good drivers, and if they get good grades and maintain a safe driving record, you can report it each semester to receive insurance discounts.
  • Only Get the Coverage You Need – If you have an older model vehicle, you may not want to bother with full insurance coverage. If you are buying a new Honda CRV, you will want to have the most coverage you can afford. You can also look into increasing your deductible to lower your payments. Also consider lowering liability and medical payments if possible.
  • Don’t Bother with Rental Car Insurance – If you are buying a new vehicle, you probably don’t need to worry about rental car coverage as long as you have full comprehensive and collision coverage. If you have an older vehicle, you may want to have this additional coverage just in case.

If you need a new vehicle and you want one that is not only inexpensive to buy but also inexpensive to insure, the Honda CRV is a great option to consider. It comes loaded with many standard safety features, and you can have more added to help lower your insurance rates even more. Test drive a new Honda CRV today and see just what makes it one of the most popular vehicles on the road today.